The Challenge

Winning new contracts is an exciting milestone for any growing business, but taking advantage of those opportunities often requires additional investment.

Our client, the owner of an expanding construction business, had secured several new contracts that would significantly increase their workload. To deliver the projects successfully, they needed to purchase additional equipment while also strengthening their working capital to support day-to-day operations.

The business required £85,000 in funding, but the owner wanted to avoid placing unnecessary pressure on cash flow or securing the borrowing against their family home. Finding a finance solution that balanced affordability, flexibility and speed was essential to keeping the business moving forward.

Our Solution

We began by taking the time to understand the business's objectives, financial position and future plans.

Working closely with the client, Brokery prepared a comprehensive funding proposal supported by recent management accounts, details of the company's contract pipeline and evidence of affordability. Presenting the application clearly helped demonstrate the strength of the business and its ability to comfortably service the borrowing.

After reviewing funding options from our network of specialist lenders, we sourced an unsecured business loan with a fixed repayment profile. This allowed the client to secure the finance they needed without using their home as security, while also providing predictable monthly repayments to support ongoing financial planning.

Throughout the application process, we managed communication with the lender and guided the client through each stage, ensuring the funding progressed efficiently from application through to completion.

The Outcome

The business successfully secured the £85,000 required to purchase new equipment and strengthen working capital, allowing the team to mobilise quickly for their newly awarded contracts.

With fixed monthly repayments in place, the business owner gained greater certainty over future costs while maintaining healthy cash flow across day-to-day operations.

Most importantly, the additional investment enabled the company to increase capacity, deliver new projects with confidence and continue its growth without unnecessary disruption to the business.

Why the Right Business Finance Matters

For growing businesses, access to funding can provide the flexibility needed to invest in new opportunities without slowing existing operations.

Whether funding is required for equipment purchases, working capital, expansion or recruitment, choosing the right finance solution can make a significant difference to both short-term cash flow and long-term business performance.

Every business has different priorities, which is why understanding future plans, affordability and funding objectives is so important before selecting the most suitable lender and product.

At Brokery, we work with businesses across a wide range of sectors to structure commercial finance solutions that support sustainable growth, helping business owners access the funding they need while maintaining confidence in their financial future.

Funding Summary

• Funding arranged: £85,000
• Finance type: Unsecured business loan
• Term: 60 months
• Security: Unsecured
• Purpose: Equipment purchase and working capital

Business finance is subject to status, affordability and lender criteria. Depending on the lender and individual circumstances, security or personal guarantees may be required.

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